I have certain bills/savings(which the savings I need to quit spending it so unwisely) automatically paid when we get paid on the 15th. I like that idea of an oopsie account. I might have to look into the ING/Capital One a little more. I have considered it, but now I’m wondering since my bank was not supported by MINT if it would be supported by INT/Capital One. Thanks for the input, it is very helpful.